With an estimated revenue of approximately $47 million and a gross profit (fiscal year ending Dec 31) of around $82 million, JG Wentworth is a diversified financial services company providing cash resources for consumers. They dispense remunerations in reciprocity to structured settlements, loans, mortgages, and prepaid cards. Having grossed structured settlement sales and future payments of more than $8 billion, JG Wentworth remains the largest annuity buyer in the United States. Established in 1991 and headquartered in Radnor, Pennsylvania, the firm has a public stock trade on the NYSE: JGW. The firm has its beginnings as a merchant bank delivering specialized transactions in the healthcare industry. Within a year from its inception, it started purchasing deferrals from claimants who could not sustain standby periods for more than 12 to 18 months. The company completed securitization Class A notes worth $244 million in March 2012. With more than 20 years of experience behind them, JG Wentworth portended their embellishments into several other financial services besides purchasing structured settlements. More recently, the company, through private placements, sold $161.3 million in court-ordered structured settlements, lottery, and annuity payments. These consistently strategized transactions paved the way for renewed avenues for the sale of assets to institutional investors, thus creating an alternative funding source as against conventional 144A securitizations. Innovative multiple funding sources expedited the company's attainment of considerable depths in their funding platforms.

JGW has constantly proven itself to be a consumer-oriented enterprise focusing on financing needs that directly affect the individual through a wide range of solutions. They have been actively involved in restructuring laws of the state in the United States. The company was instrumental in inculcating state regulations in New York for structured settlements to prevent individuals from selling their instruments at preposterous rates – a jurisprudence that did not exist until 1999 until JG Wentworth intervened to entrench the diktat. JG Wentworth, even during the depression of 2009, beguiled parent company JLL Partners of New York to invest about $100 million, ensuing which the company hired corporate staff into their headquarters in Bryn Mawr, Penn. Over the years up until 2013, the company had already contributed $800 million in lottery-related transactions. JG Wentworth and Peachtree Financial Solutions (JGWPT) offered lottery receivables in securitizations. It was the firm's first annuity, guaranteed structured settlement securitizations that included receivables from the lottery. Continuing its planned consistent return packages, JG Wentworth in 2014 announced $233 million in asset-backed securitizations. These securitizations were backed by court-ordered contracts for structured settlement payments, annuity payments, and lottery payments, all initiated by JG Wentworth along with Peachtree Financial Solutions.

JG Wentworth has actively invested in advertising its services through contests and commercials featuring in daytime television and announcing the popular 'Shot At the Spot' & Sweepstakes. Older commercials featured 'Mr. Wentworth', while the more contemporary promotions comprised of the 'Viking Singer'. Their contest spanned for over 9 weeks and invited entrants and participants to record their own delineation of the jingle '877-CASH-NOW'. The conquistador would be awarded an assortment of cash prizes worth $50,000 or an appearance in the Wentworth commercial. At the Mall of America, Bloomington, Minn., JG Wentworth held the iconic tournament and gave away the awards. The company's investment in advertising ranges to around $70 million, drawing approximately 60,000 to 70,000 inquiries, most of which are requests from JG Wentworth's unexplored financial markets. Known for their astute perception, the company drew up a plan to capitalize on these disquisitions. Subsequently tying up with AvantCredit, an online personal loan firm, the company addressed borrowing needs, and an agreement with VISA ensured that existing customers got prepaid cards instead of checks. By 2015, the company purchased WestStar Mortgage for around $54 million, distributing outflows in the form of cash and class A shares, thus extending their financial services to mortgages.

JG Wentworth has been the biggest provider of affordable and flexible options for life-altering needs of the consumer. Pursuant to their purchase of future structured settlement payments from personal injury claims resolutions, the company extended assistance to individuals through annuity funds purchases. With a well-disbursed outlay of resources, JG Wentworth has testified itself to professional deliverance and solutions through mortgage lending, purchase of annuity and structured settlement payments, personal and business loans, and prepaid cards. JG Wentworth extends products and services with regard to home lending, lending platforms, structured settlement purchasing, and prepaid VISA® cards. They are active proponents of scrutinized analytical decision-making with regard to home loans. For more than 15 years, they have developed refinancing alternatives designed out of conventional, VA, and FHA loans, and HARP refinancing. The average consumer approaching JG Wentworth has a myriad of options with a whole range of lending platforms to choose from in terms of personal and business loans. A thorough assessment of the individual's financial profile, equivalent to the propensity of the customer, is conscripted from a group of preferential corporate contenders. Medical malpractice and injury disputes that are indemnified ownerships from insurance companies are acquired by the company to alleviate any pressing and situational cash requirements. Incremental payments are designed over an extended span of time. The GPR of General Purpose Reloadable cards apportions existing JG Wentworth customers with lump sum funds originating from structured settlements.

The scheme proffered consumer engagement in reload locations controlled by a retail agent and reload capabilities through direct deposit. The customer is conferred with the conveniences of a debit card, and the company's forthcoming intentions are to administer incentive-based cards that can be accessed at several retail locations. No credit checks, income analysis, easy access to cash in ATMs, and online shopping remain some of the most superlative features of the prepaid cards from the company. JG Wentworth is a conscientious entity contributing to worthy causes and accepting social responsibility by supporting Cristo Rey in their mission to bestow students with principal real-life corporate experiences based on their work-study program. Besides, the company also supports Philabundance an organization committed to the eradication of hunger through food banks. Approximately one ton of non-decomposable commodities is released to Philabundance through JG Wentworth's employees.

Low rates: J.G. Wentworth offers some of the lowest rates available when it comes to structured settlements.

Flexibility: J.G. Wentworth offers a wide range of payment options, including lump-sum payments, installment payments, and more.

Fast access to funds: J.G. Wentworth provides customers with fast access to their funds, usually within 24 hours.

Reputation: J.G. Wentworth has a long history of providing high-quality services and treating their customers fairly.

Expert advice: J.G. Wentworth's team of experienced professionals can provide customers with expert advice and guidance to help them make the right decisions.

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